Now forming in San Diego
Your place.
Your people.
Own your own home next to neighbors you chose — and carry your equity when you move.
The idea
There’s a third way between renting and buying alone: a few households buy a building together, but everyone owns their own place. You’re neighbors, not roommates — you share only what you choose. And if you move on, your equity comes with you.
How it works
Ownership, with the hard parts handled.
A group forms
A few people who want to own, and want a similar way of living, decide to do it together.
We find the building
Sammen finds and brokers a small building of 2–20 homes, then condo-converts it so every place has its own title.
You own your place
You buy your own home with your own mortgage, like any condo — plus a share in the member-run Co-op that governs the shared spaces.
Your equity travels
Move to another Sammen city and hand your membership to an incoming member we've matched — no listing, no escrow, no starting over.
Owning together
Without the shared risk.
The biggest worry about buying with others is being on the hook for their problems. Sammen removes it: every home is individually titled with its own mortgage, so a neighbor’s debts or lawsuits can’t reach yours. You share a building — not each other’s liabilities.
Your title, your mortgage
Every home is a separate legal parcel with its own deed. You own yours outright — the same as buying any condo.
No shared debt
A neighbor's default, lawsuit, or financial trouble stays theirs. It can't reach your home or your equity.
Clear rules, member-run
The Co-op's operating agreement — agreed by the members — sets out how shared spaces work and how homes transfer.
Founding stories, coming soon
We’re assembling our first San Diego groups now. As buildings come together, we’ll share how real people made the move from renting to owning.
The cost
Owning together costs less.
Going in on a building with a few others can cost less per home than buying comparable on your own — and you split the price of the shared spaces, the upkeep, and the management.
Our fee
2.5–3%
A single commission — less than the ~5–6% a traditional sale runs. We do the heavy lifting: finding the building, negotiating the deal, and handling the condo conversion and paperwork. You buy your place at its price; we don’t mark it up.
Once you’re in
Optional services, priced openly.
- Sammen manages the building, so no one owner is stuck being the landlord.
- On-site solar and battery aim to deliver power below standard utility rates.
- Every service is spelled out up front — you choose what you use.
Join us
Help shape the first Sammen buildings.
We’re forming founding groups in San Diego now. Tell us what you’re looking for: about four minutes, and it puts you first in line as buildings come together. Then, if you like, another ten to help us find the neighbors you’d actually enjoy.
Start the surveyNo account needed. You can save and come back.